Resales policies as safety net

Unpredictable and Uncertainty

Though investment is a good way to grow money, it carries the inherent risks subjected by its respective market volatility and conditions. Down the road, this makes it extremely difficult to predict if we will be in the red and it can even prove to be disastrous.

Achieving certainty

Whether you are a savvy investor looking for diversification or a careful investor seeking for capital protection, it will be ideal to have a safety net in place. During times of unfavourable conditions while waiting for the storm to pass, it is reassuring to know that you have a safety net to rely on for your daily living expenses, child’s education and even retirement plans.

Alternatives to usual investments

When we talk about investments, we generally think of the usual tools like CPF, SRS, annuity, SSB or traditional insurance products. However, there is one other product that delivers one of the highest risk adjusted returns in the market – Resale Policies.

Your safety net

Resale Policies are insurance policies, mostly endowments and whole life, which are given up midterm by the policyholders. This presents an opportunity for investors to acquire said policies, often at a discount to its intrinsic value and translating into higher returns for their investment over a shorter tenure.

This is crucial because higher yield investments may give us the return that we want, but not necessarily when we need it the most – such as during volatile market periods. Regardless whether we like it or not, retirement funds is a necessity when we retire ultimately and resale endowment policy takes away the worry of not having enough cash as it grows your wealth in a secure way at an exponential speed compared to traditional policies.

Cement your financial future

Resale Policies are a great tool for building your safety net, saving for children’s education or planning for retirement. We have helped many of our clients to customise their annuity using ResalePolicies with over millions in payout. It is better to have it when you do not need it than to not have it when you need it.

If you like to find out more on how Resale Policies can help in your financial planning, call us at 6221 4770 or visit www.repsinvest.com.sg.

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*There are currently no MAS administered regulations which govern the sale, purchase and distribution of Resale Endowment Policies and Resale Whole Life Policies. REPs Holdings is not licensed under the MAS as we are not an insurance company and we do not provide any financial advice.

 

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